Virgin Money mortgages – new deals from 1.34% – existing customers only

Virgin Money Mortgage deals – existing customers

We can help Virgin Mortgage Customers to switch to a new rate

Without fuss
Without meetings
Without paperwork
No credit scoring
No proving income

Today’s Virgin Mortgage Rates for existing customers

2 year fixed from 1.62%
3 year fixed from 1.69%
5 year fixed from 1.56%
7 year fixed from 2.39%
10 year fixed from 2.49%
15 year fixed from 2.70%

Above rates 2,3,& 5 years carry £995 Lenders product fee

Today’s Other Virgin Money Mortgage Rates here

What our Clients say...

Virgin Money no fee deals for existing customers

2 year fixed from 1.82%
3 year fixed from 1.89%
5 year fixed from 1.73%
7 year fixed from 2.39%
10 year fixed from 2.49%
15 year fixed from 2.70%

Above rates carry no Lenders product fee

Virgin Money Tracker Rate deals for existing customers

2 year tracker from 1.34% (BOE +1.24%)

The above rate carries a £995 Lenders product fee

Virgin Mortgages Deal Switches – What you need to know?

For existing clients you won’t need to:

Be credit scored
Verify your income
Have your property valued
Involve a solicitor

Virgin Mortgages Buy to Let Mortgage Deal Switches

If you are a Virgin Money Buy to Let Mortgage holder the good news is that switching to a new mortgage deal is just as easy for you.

We can talk you through your options and arrange a new mortgage deal for you online at no cost to you.

Today’s Virgin Money Buy to Let Mortgage Rates for existing customers

2 year fixed from 1.45%
3 year fixed from 1.56%
5 year fixed from 1.74%

Above rates carry £1,995 Lenders product fee

Virgin Mortgages Buy to Let mid fee deals for existing customers

2 year fixed from 1.63%
3 year fixed from 1.98%
5 year fixed from 1.85%
10 year fixed from 2.59%

Above rates carry £995 Lenders product fee

Virgin Mortgages Buy to Let no fee deals for existing customers

2 year fixed from 2.89%
3 year fixed from 2.89%
5 year fixed from 2.03%

Above rates carry NO Lenders product fee

Virgin Mortgages Help to Buy Mortgage Rates for existing customers

2 year fixed from 1.71%
5 year fixed from 1.85%

Above rates carry £995 Lenders product fee

The above rates are for borrowers retaining their Help to Buy loan.

2 year fixed from 2.31%
5 year fixed from 2.19%

Above rates carry no Lenders product fee
The above rates are for borrowers retaining their Help to Buy loan.

Virgin Mortgage Rate Switches are handled by our team online at no cost to you

Key points to remember when switching to a new Virgin Money Mortgage Deal

We can handle everything online with no fuss
We will help you explore all your options
No cost to you for our service
No proof of income required
No need to stay on the standard variable rate or buy to let standard variable rate
Great choice of Virgin Money Mortgage Deals

Do I need to stay with Virgin Mortgages?

No – you do not need to stay with Virgin Money Mortgages.

If another Mortgage Lender if offering a preferable product you may wish to consider a full re-mortgage.

If you would like our team to explore options outside of Virgin Money with you, we are happy to do this as we are Independent Mortgage Brokers who consider the whole of the market.