Virgin Money mortgages – new deals from 1.39% – existing customers only

Virgin Money Mortgage rates – existing customers

Today’s Virgin Mortgage Rates for existing customers

2 year fixed from 1.49%
3 year fixed from 1.69%
5 year fixed from 1.39%
7 year fixed rate from 2.39%
10 year fixed from 2.49%
15 year fixed from 2.70%

Today’s Other Virgin Money Mortgage Rates here

We help Virgin Mortgage Customers to switch to a new rate

No fuss
No meetings
No paperwork

7 Great things about Virgin Money Mortgage Rate Deals for existing customers

You can reserve your new deal with us – now
You can reserve a new Virgin Money mortgage rate up to 120 days before your current deal ends. If your new Virgin Money mortgage rate is lower, we can even transfer your product early, saving you money.
You can switch quickly
We can get your new mortgage rate secured within hours in most cases.
We check your eligibility
We establish your mortgage balance and current property value and let you know all the rates available to you, and can advise you on the most suitable for you.
There’s no credit check
A new Virgin Money mortgage rate is available regardless of your recent credit history.
Changes in your circumstances are not a problem
We can arrange a new Virgin Money mortgage rate even if your income has dropped or one borrower has stopped working.
There’s no need for a house valuation
We obtain a valuation of your property from Virgin Money, same day, at no cost.
There’s no need for a solicitor
You won’t need a solicitor to finalise your new Virgin Money mortgage rate.

Call us now on 020 8783 9953
Virgin Mortgage Rate Switches are handled swiftly by our experts at no cost to you

What our Clients say...

Virgin Money no fee rates for existing customers

2 year fixed from 1.82%
3 year fixed from 1.89%
5 year fixed from 1.64%
7 year fixed from 2.39%
10 year fixed from 2.49%
15 year fixed from 2.70%

Above rates carry no Lenders product fee

Virgin Money Tracker Rate deals for existing customers

2 year tracker from 1.74% (BOE +1.64%)

The above rate carries a £995 Lenders product fee

Call us now on 020 8783 9953
Virgin Mortgage Product Transfers are handled swiftly by our experts at no cost to you

If you are a Virgin Money Buy to Let Mortgage holder the good news is that switching to a new mortgage deal is just as easy for you.

We can talk you through your options and arrange a new mortgage deal for you online at no cost to you.

Today’s Virgin Money Buy to Let Mortgage Rates for existing customers

2 year fixed from 1.55%
3 year fixed from 1.60%
5 year fixed from 1.74%

Above rates carry £1,995 Lenders product fee

Virgin Mortgages Buy to Let mid fee rates for existing customers

2 year fixed from 1.70%
3 year fixed from 1.98%
5 year fixed from 1.85%
10 year fixed from 2.59%

Above rates carry £995 Lenders product fee

Virgin Mortgages Buy to Let no fee rates for existing customers

2 year fixed from 2.89%
3 year fixed from 2.89%
5 year fixed from 2.03%

Above rates carry NO Lenders product fee

Call us now on 020 8783 9953
Virgin Mortgage Product Transfers are handled swiftly by our experts at no cost to you

Virgin Mortgages Help to Buy Mortgage Rates for existing customers

2 year fixed from 1.71%
5 year fixed from 1.85%

Above rates carry £995 Lenders product fee

The above rates are for borrowers retaining their Help to Buy loan.

2 year fixed from 2.31%
5 year fixed from 2.19%

Above rates are for borrowers retaining their Help to Buy loan and carry no Lenders product fee
The above rates are for borrowers retaining their Help to Buy loan.

Virgin Mortgage Rate Switches are handled by our team online at no cost to you

Key points to remember when switching to a new Virgin Money Mortgage Deal

We can handle everything online with no fuss
We will help you explore all your options
No cost to you for our service
No proof of income required
No need to stay on the standard variable rate or buy to let standard variable rate
Great choice of Virgin Money Mortgage Deals

Do I need to stay with Virgin Mortgages?

No – you do not need to stay with Virgin Money Mortgages.

If another Mortgage Lender if offering a preferable product you may wish to consider a full re-mortgage.

If you would like our team to explore options outside of Virgin Money with you, we are happy to do this as we are Independent Mortgage Brokers who consider the whole of the market.