Scottish Widows Bank Mortgage Product Transfer rate from 1.39%

If you are a Scottish Widows Bank mortgage customer seeking a Product Transfer Switch when your current deal is coming to an end, we can assist.

We are specialists in working with Scottish Widows Bank, particularly in the Professionals market and can advise you on your Scottish Widows Mortgage Product Transfer and make all the necessary arrangements, painlessly, and without charge.

We do everything online which means:

No meetings
No paperwork
No fuss
No broker fees to pay

You will not have to spend your day on the telephone trying to arrange your Scottish Widows Bank Mortgage Product Transfer. Nor deal with documentation coming through the post as we do everything online.

No Broker fees from us for managing the Transfer on your behalf.

Current Scottish Widows Product Transfer Rate options

Scottish Widows Product Transfer Rates up to 60% loan to value

2 year fixed rate 1.39% to 31st January 2023 with product fee £749
2 year fixed rate 1.44% to 31st January 2023 no product fee
5 year fixed rate 1.47% to 31st January 2026 with product fee £749
5 year fixed rate 1.49% to 31st January 2026 no product fee

Scottish Widows Product Transfer Rates up to 75% loan to value

2 year fixed rate 1.58% to 31st January 2023 with product fee £749
2 year fixed rate 1.63% to 31st January 2023 no product fee
5 year fixed rate 1.80% to 31st January 2026 with product fee £749
5 year fixed rate 1.82% to 31st January 2026 no product fee

Scottish Widows Product Transfer Rates up to 85% loan to value

2 year fixed rate 2.15% to 31st January 2023 with product fee £749
2 year fixed rate 2.20% to 31st January 2023 no product fee
5 year fixed rate 2.58% to 31st January 2026 with product fee £749
5 year fixed rate 2.60% to 31st January 2026 no product fee

Remember all or these rates feature an offset facility
Want to transfer your rate and get a great deal without hassle?

What our Clients say...

Worried about loan to value?

If your property has not risen in value as you would have hoped and your loan to value ratio is still 85% or higher, this does not mean you will not get a competitive rate as an existing Scottish Widows Bank borrower.

The Bank will even offer you a competitive rate if you are in negative equity (existing SWB borrowers only)

Scottish Widows Product Transfer with low or negative equity

2 year fixed rate 3.04% with product fee £749
2 year fixed rate 3.39% no product fee
5 year fixed rate 3.48% with product fee £749
5 year fixed rate 3.50% no product fee

Switching to another lender for a better Rate

Of course, it may be that the options available via Scottish Widows Bank are not the best open to you. As independent whole of market mortgage brokers we can search the whole of the UK market to check your wider options giving you a more comprehensive service than is possible from the Bank itself.

Dealing with Professionals

Scottish Widows Bank is, of course, a lender that specialises in mortgages for Professionals.

We are a professional specialist mortgage broker. Since we deal with Professionals every day we have built our systems to make it easy for Professionals to manage mortgage applications and Product Switches through ourselves. You can put us to work without interrupting your busy schedule.

Whether you are simply seeking a Product Transfer, or wish to raise extra funds, we can assist.

We can help you if you are moving home, or assist in raising property for buy to let investment.

Every day we help:

Doctors
Dentists
Barristers
Solicitors
Pharmacists
Opticians
Teachers
Veterinary surgeons
Locums

Contact our team now for help and advice with a Professionals mortgage – call us now on 020 8979 9684