SA302s and Tax Year Overviews | downloading from the HMRC website

Most Lenders now accept copies of SA302 tax returns and tax year overview downloaded from HMRC Gateway online tax return submission service.

However, we find that our clients frequently have trouble navigating the HMRC website and obtaining copies of the required documents in the required format.

This guide is designed to make it simple to obtain what you need from HMRC Gateway where you as the taxpayer are accessing HMRC Gateway via your own log-ins.

Notes

If you sent your return using commercial software or by paper you can’t print a copy of the tax calculation from this account but you can print the tax year overview.
If you used commercial software to send your return, you must use that software to print your tax calculation
Most Lenders will require 3 years figures so it is best to print out SA302’s and Tax Year Overviews covering the last 3 completed returns.

Lenders like data to cover a period finishing no longer than 15 months from the mortgage application date. Therefore an application late in the calendar year may well need returns
provided covering the tax year ending in the year of application.

Logging in

Can be a problem before you start.

https://online.hmrc.gov.uk/login

You log into HMRC Gateway with user ID and password

As you progress an ‘Access token’ number will be texted to your phone as the final item to enter to confirm your identity.

You eventually arrive at the ‘Choose a way for us to identify you’ page

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Select: I don’t have any of these Click: Continue
This gets you to the ‘We’re unable to confirm your identify’ page

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Select: I don’t have any of these Click: Continue
This gets you to the ‘Your personal tax account’ page

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Click: Self Assessment
This gets you to the ‘Your personal tax account | Self Assessment’ page

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Click: View your tax returns

Accessing and printing your SA302s

Select intended tax year and click Go

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Select: Tax Year Click: Go
The system drops in details of your return for that year

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Click: view return (right hand side)
This brings up the figures for the return

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Click: print your full calculation bottom right (or use save option in left hand menu)

How to print out your tax year overviews

Go back to self assessment menu using self assessment link top left

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Click: View Account – left hand menu

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Click: Tax Years
Choose year from the list

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Click: Go

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Click: Print your tax year overview


Need help with your self-employed mortgage or re-mortgage?

We can help.

A Mortgage Now are independent, whole of market, mortgage brokers. We provide
mortgage advice across the whole of the UK and work exclusively over the internet and
telephone which means:

  • No meetings
  • No paperwork
  • No fuss

We specialise in mortgage applications for the self-employed.

Call us now on 020 8979 9684


Further information on self employed mortgages

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