Privacy Policy

A Mortgage Now Group Privacy Policy

It is the policy of the A Mortgage Now Group of Companies that personal information,  such as your name,  personal postal and email address,  or personal telephone number is private and confidential.  Because your privacy is important to us,  we maintain privacy policies to protect your personal information.

Website Privacy Policy

By using this site,  you consent to the terms of our privacy policy for the collection,  use,  and disclosure of your personal information for the purposes set out below.  We do not collect,  use or disclose your personal information for any purpose other than those identified below,  except with your consent or as required by law.

The Information We Collect

Site Activity Data

Each time a visitor comes to this website,  our web server collects and logs certain information.  These access logs are kept for a reasonable period of time.  These logs include,  but are not restricted to your machine’s TCP/IP address,  your username (if applicable),  date,  time and files accessed.  These logs also contain information about ‘referrer’ information if you clicked on an external link to an A Mortgage Now Group webpage.  These logs are used solely for performance, site administration and security reviews.  They are not sold or shared in any way to third party organizations.

Cookies

A cookie is a simple text file that is sometimes downloaded on to a device when the user accesses this website.  The use of a cookie is not harmful to your device and is common practice to allow a website to recognise your device in order to improve your user experience.

Session cookies are deleted when you close your browser.  We use session cookies to make it easier for you to complete our secure online forms by holding information entered into our forms until your browser is closed.

Persistent cookies are stored on your computer either until you delete them or they expire.

We use cookies to gather anonymous analytics that help us improve our website.  You can reset your browser to refuse all cookies or to indicate when a cookie is being sent,  however,  some website features or services may not function properly without cookies.

By using the services on our website you consent to us using cookies.

Visit all about cookies for more information.

Personal Information

Personal information,  such as your name,  personal postal and email address,  or personal telephone number,  is collected only when you voluntarily provide it. Such information is received when you send an email through the site or make some other specific contact,  such as completing an online form.

The personal information you provide to A Mortgage Now Group is forwarded to the person(s),  or where necessary third parties companies equipped to handle your request.  The information is used to respond to your enquiry.  Where necessary,  information is provided to Lenders to obtain a Lending decision or Insurers to obtain an underwriting decision.

Advice and or assistance may be provided by the A Mortgage Now Group of companies,  or where more appropriate,  by third party companies selected by ourselves.  Therefore,  where necessary,  your personal information will be forwarded for use by those persons or companies in providing you with the service or advice you have requested.  In this instance,  the third party shall be responsible for the advice given and for making you aware of their own terms and conditions.

Mortgage Offer in Principle request

Where an enquirer fills in an offer in principle form they consent to:

The disclosure of any of the information provider to the operators of the National Hunter System,  the Credit Industry Fraud Avoidance System and other collective mortgage data checking systems,  who may make the information available to other lenders or subscribers to their system where this is done in the interest of fraud prevention.

The requesting of a credit reference (which will include information that may be used for an automated credit assessment) from one or more credit reference agencies and to the disclosure of any of the information given on this form to any such agencies.

This information will then be made available to others requesting credit references against them and may be used,  for example,  in relation to future lending decisions,  fraud prevention,  debtor tracing, etc.  Any credit reference agencies who are contacted will keep a record of the references that are requested.

Any other enquiries that are considered necessary being made in connection with this application and to the disclosure of any of the information given on this form in order to make those enquiries.

The disclosure of the results of any (or all) of the enquiries that have been made about the applicant(s) to any lender.

Policy Revisions

Any changes to our privacy policy will be promptly communicated on this website.

Policy changes will not alter how we handle previously submitted personal information.

If you have any questions about our privacy policies or wish to update any of the personal information you have provided to us,  contact our privacy compliance officer on 020 8979 9684

Updated April 2014

Top