Mortgages for newly appointed GP Partners

Doctors Mortgages

We specialise in mortgages for new GP Partners

Have you recently joined an existing GP Practice as a General Practioner Partner?

Do you now need to move home? Struggling to obtain mortgage lending? – We can help.

Mortgage lenders consider GP Practice Partners under their self employed criteria and therefore expect a two or three year track record self employed within the Practice to offer mortgage funding. This is of no use if are about to join, or have just joined the Practice.

Mortgages for GP Partners ‘Day One in Practice’

We specialise in mortgages for Doctors and have been assisting newly appointed General Practice for many years. As a result we can arrange mortgage funding for GP Partners where you have minimal self employed history.

In fact, when we arrange a mortgage offer for you our lenders do not concern themselves at all with your time as a Partner – this means ‘day one in Practice’ mortgages are possible.

How long does it take for a mortgage decision for a GP?

We aim to obtain a mortgage offer in principle for a General Practioner within one working day.

Our online systems make it easy to transact business with us with no meetings, no paperwork, and no hassle.

Competitive mortgage rates

Our lenders are major players in the market and offer mortgages to newly appointed GP partners at mainstream rates meaning you do not pay extra for your limited self employed history.

25% deposit? – rates available to GP’s through our specialised Doctors service from 1.59%
10% deposit? – rates available to GP’s through our specialised Doctors service from 2.84%

How do I prove my income as a GP?

We usually obtain a reference from the Practice Manager or Senior Partner. Lenders can also work on references from the Practice Accountant.

What else will I need?

If you have been a Partner through the end of a tax year and a self assessment return has been submitted, Lenders will want to see a copy of your SA302s. They also like to see copies of your last P60 and your P45 from your previous employed position.

How much deposit will I need?

We can arrange lending up to 90% loan to value meaning you will need a minimum 10% deposit. This can come from your own funds or from a family gift?

How do I get started?

Don’t waste time elsewhere – Call our experienced team now on 020 8979 9684

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