Halifax product transfer rates from 1.93% – existing customers only

Halifax Mortgage customers

• Existing Halifax borrower?
• Looking to request a transfer to a new mortgage product?
• Make one simple phone call to 020 8783 9954
• No need to book an appointment with a Mortgage Adviser
• Prefer to work online? click here

Product Transfer Rates

We are pleased to announce a superb opportunity for existing Halifax mortgage clients to switch to their excellent new fixed rates.

• 2 year fixed rate 1.94% until 31st January 2021
  
• 3 year fixed rate 1.93% until 31st January 2022
• 5 year fixed rate 2.24% until 31st January 2024

Eligibility

In order to be eligible for these products:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax ‘A’ Numbers Product Transfers

Have you a Halifax mortgage account number starting with an A?

Example
A/36575884-3

Been told you need to go in Branch to make a Product Transfer?

This is no longer the case and our team can assist you online.

Eligibility

In order to be eligible for these products:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax Mortgage product transfer rates – no fee products

• • 2 year fixed rate 2.19% until 31st January 2021
    
  • 3 year fixed rate 2.24% until 31st January 2022
  • 5 year fixed rate 2.49% until 31st January 2024

Halifax Mortgage product transfer rates – Large Loans

Rates applicable to lending over £250,000

• 2 year fixed rate 2.19% until 31st January 2021
  
• 3 year fixed rate 2.24% until 31st January 2022
• 5 year fixed rate 2.24% until 31st January 2024

Halifax Mortgage product transfer rates – Mid Range Loans under £250,000 over £99,999

• 2 year fixed rate 1.94% until 31st January 2021
• 3 year fixed rate 1.99% until 31st January 2022
• 5 year fixed rate 2.34% until 31st January 2024

Halifax Mortgage product transfer rates – Loans under £100,000

• 2 year fixed rate 2.79% until 31st January 2021
• 3 year fixed rate 2.84% until 31st January 2022
• 5 year fixed rate 3.09% until 31st January 2024

Halifax Mortgage product transfer rates – lending bands

Halifax product transfer rates are priced across lending bands and loan to values.

Lending Bands

• • • • £0 to £99,999
      • £99,000 to £249,999
      • £250,000 to £7,500,000

      Loan to value Bands

      • Up to 60%
      • Up to 75%
      • Up to 85%
      • Up to 95%*
      • Up to £120%*

      * these products are designed to assist Halifax mortgage clients who are close to, or drifting into negative equity. £120% loan to value is not available for new borrowers.