Halifax product transfer rates from 1.20% – existing customers only

Halifax Mortgage customers

• Existing Halifax borrower?
• Looking to request a transfer to a new mortgage product?
• Looking for a Halifax 2 year fixed rate? – we can access 2 year rates for you
• Looking for the lowest Halifax rates available for a +£250,000 mortgage?
• Check with our Team that you are being offered the best Halifax mortgage rate for your needs
• We answer our phone in seconds on 020 8783 9952
• Prefer to work online? click here

Product Transfer Rates

Rates from 1st December 2020

As of 1st December 2020 existing Halifax mortgage clients will have new mortgage rates offers specific to their account.

When applying direct to the Lender or via an APP you will not be able to access:

• 2 year fixed rates
• lower rates suitable for larger mortgages

These rates are only available via regulated mortgage brokers like A Mortgage Now

Examples of the rates available through us include:

• 2 year fixed rate 1.20% until 30th April 2023
• 3 year fixed rate 1.27% until 30th April 2024
• 5 year fixed rate 1.32% until 30th April 2026

7 Great things about Halifax Product Transfers through A Mortgage Now

1. We can get you a lower rate
   We can access lower rates for larger mortgages that you cannot get direct.
2. We can access ALL available Halifax rates for you
   We establish your mortgage balance and current property value and let you know all the rates available to you (including two year fixed rates which are not offered to you when you deal direct with Halifax).
3. You can reserve your new deal with us – now
   You can reserve a new Halifax mortgage product up to 90 days before your current deal ends. If your new Halifax rate is lower, we can even transfer your product early, saving you money.
4. You can switch quickly
   We can get your new mortgage product offer secured within hours in most cases.
5. There’s no credit check
   A Halifax product transfer is available regardless of your recent credit history.
6. Changes in your circumstances are not a problem
   We can arrange a Halifax product transfer even if your income has dropped or one borrower has stopped working.
7. There’s no need for a house valuation
   We obtain a valuation of your property from Halifax, same day, at no cost.

What our Clients say...

Eligibility

In order to be eligible for Halifax Product Transfer switch:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax ‘A’ Numbers Product Transfers

Have you a Halifax mortgage account number starting with an A?

Example
A/36575884-3

Been told you need to go in Branch to make a Product Transfer?

This is no longer the case and our team can assist you online.

Eligibility

In order to be eligible for these products:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax Mortgage product transfer rates – lending bands

Halifax product transfer rates are priced across lending bands and loan to values.

Lending Bands

• £0 to £99,999
• £99,000 to £249,999
• £250,000 to £7,500,000

Loan to value Bands

• Up to 60%
• Up to 75%
• Up to 85%
• Up to 95%*
• Up to £120%*

* these products are designed to assist Halifax mortgage clients who are close to, or drifting into negative equity. £120% loan to value is not available for new borrowers.

Mortgage Product Transfer with another Lender? – click below

• Accord Mortgages Product Transfers for Existing Borrowers from 1.26%
• Aldermore Mortgage Customers Loyalty Rates from 2.98%
• Barclays mortgage rates for existing customers 1.28%
• BM Solutions Product Transfer rates from 1.83%
• Coventry Building Society new mortgage deals from 1.29%
• Kensington Mortgages switching mortgage product
• Kent Reliance Mortgage Product Transfer rates from 3.37%
• Nat West Mortgage switch deal from 1.24%
• Nationwide existing customers rate switch from 1.14%
• Paragon Bank Mortgage Product Switch Service
• Scottish Widows Bank Mortgage Product Transfer rate from 1.36%
• Skipton Mortgage Customer Switching Products from 1.29%
• Tesco Bank Mortgage Product Transfer rates from 1.18%
• The Mortgage Works | mortgage product switches for existing TMW buy to let borrowers
• The Mortgage Works | Product Switches for TMW residential borrowers
• Virgin Money mortgages – new deals from 1.49% – existing customers only