Halifax product transfer rates from 1.18% – existing customers only

Halifax Mortgage customers

• Existing Halifax borrower?
• Looking to request a transfer to a new mortgage product?
• Make one simple phone call to 020 8783 9952
• No need to book an appointment with a Mortgage Adviser
• Prefer to work online? click here

Product Transfer Rates

We are pleased to announce a superb opportunity for existing Halifax mortgage clients to switch to their excellent new fixed rates.
[rates available are dependent on outstanding balance – details below]

• 2 year fixed rate 1.18% until 30th May 2022
• 3 year fixed rate 1.40% until 30th May 2023
• 5 year fixed rate 1.72% until 30th May 2025

What our Clients say...

Eligibility

In order to be eligible for Halifax Product Transfer switch:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax ‘A’ Numbers Product Transfers

Have you a Halifax mortgage account number starting with an A?

Example
A/36575884-3

Been told you need to go in Branch to make a Product Transfer?

This is no longer the case and our team can assist you online.

Eligibility

In order to be eligible for these products:

• You must be an existing Halifax residential mortgage client
• Your mortgage account must be up to date with no history of arrears
• You must be currently on a product with a product end date in the next 90 days

Halifax Mortgage product transfer rates – no fee products

• 2 year fixed rate 2.16% until 30th May 2022
• 3 year fixed rate 2.16% until 30th May 2023
• 5 year fixed rate 2.25% until 30th May 2025

Halifax Mortgage product transfer rates – Large Loans

Rates applicable to lending over £250,000

• 2 year fixed rate 1.18% until 30th May 2022
• 3 year fixed rate 1.40% until 30th May 2023
• 5 year fixed rate 1.72% until 30th May 2025

Halifax Mortgage product transfer rates – Mid Range Loans under £250,000 over £99,999

• 2 year fixed rate 1.95% until 30th May 2022
• 3 year fixed rate 2.09% until 30th May 2023
• 5 year fixed rate 2.18% until 30th May 2025

Halifax Mortgage product transfer rates – Loans under £100,000

• 2 year fixed rate 2.94% until 30th May 2022
• 3 year fixed rate 3.19% until 30th May 2023
• 5 year fixed rate 3.69% until 30th May 2025

Halifax Mortgage product transfer rates – lending bands

Halifax product transfer rates are priced across lending bands and loan to values.

Lending Bands

• £0 to £99,999
• £99,000 to £249,999
• £250,000 to £7,500,000

Loan to value Bands

• Up to 60%
• Up to 75%
• Up to 85%
• Up to 95%*
• Up to £120%*

* these products are designed to assist Halifax mortgage clients who are close to, or drifting into negative equity. £120% loan to value is not available for new borrowers.

Mortgage Product Transfer with another Lender? – click below

• Accord Mortgages Product Transfers for Existing Borrowers from 1.33%
• Aldermore Mortgage Customers Loyalty Rates from 2.98%
• Barclays Woolwich switch rates from 1.21% – existing customers only
• BM Solutions Product Transfers from 2.79%
• Coventry Building Society new mortgage deals from 1.29%
• Kensington Mortgages switching mortgage product
• Kent Reliance Mortgage Product Transfer rates from 3.37%
• Nat West Mortgage switch deal from 1.40%
• Nationwide existing borrower rate switch from 1.24%
• Paragon Bank Mortgage Product Switch Service
• Scottish Widows Bank Mortgage Product Transfer
• Skipton Mortgage Customer Switching Products from 1.29%
• The Mortgage Works | Free online help for existing TMW buy to let borrowers
• The Mortgage Works | Product Switches for TMW residential borrowers
• Virgin Money mortgages – new deals from 1.62% – existing customers only