Halifax product transfer rates from 1.58% – existing customers only
Halifax Mortgage customers
- Existing Halifax borrower?
- Looking to request a transfer to a new mortgage product?
- Make one simple phone call to 020 8783 9954
- No need to book an appointment with a Mortgage Adviser
- Prefer to work online? click here
Product Transfer Rates
We are pleased to announce a superb opportunity for existing Halifax mortgage clients to switch to their excellent new fixed rates.
[rates available are dependent on outstanding balance – details below]
- 2 year fixed rate 1.58% until 30th April 2022
- 3 year fixed rate 1.59% until 30th April 2023
- 5 year fixed rate 1.72% until 30th April 30th April 2025
What our Clients say...
Eligibility
In order to be eligible for Halifax Product Transfer switch:
- You must be an existing Halifax residential mortgage client
- Your mortgage account must be up to date with no history of arrears
- You must be currently on a product with a product end date in the next 90 days
Halifax ‘A’ Numbers Product Transfers
Have you a Halifax mortgage account number starting with an A?
Example
A/36575884-3
Been told you need to go in Branch to make a Product Transfer?
This is no longer the case and our team can assist you online.
Eligibility
In order to be eligible for these products:
- You must be an existing Halifax residential mortgage client
- Your mortgage account must be up to date with no history of arrears
- You must be currently on a product with a product end date in the next 90 days
Halifax Mortgage product transfer rates – no fee products
- 2 year fixed rate 2.16% until 30th April 2022
- 3 year fixed rate 2.16% until 30th April 2023
- 5 year fixed rate 2.25% until 30th April 2025
Halifax Mortgage product transfer rates – Large Loans
Rates applicable to lending over £250,000
- 2 year fixed rate 1.58% until 30th April 2022
- 3 year fixed rate 1.59% until 30th April 2023
- 5 year fixed rate 1.72% until 30th April 2025
Halifax Mortgage product transfer rates – Mid Range Loans under £250,000 over £99,999
- 2 year fixed rate 1.95% until 30th April 2022
- 3 year fixed rate 2.09% until 30th April 2023
- 5 year fixed rate 2.18% until 30th April 2025
Halifax Mortgage product transfer rates – Loans under £100,000
- 2 year fixed rate 2.94% until 30th April 2022
- 3 year fixed rate 2.94% until 30th April 2023
- 5 year fixed rate 3.44% until 30th April 2025
Halifax Mortgage product transfer rates – lending bands
Halifax product transfer rates are priced across lending bands and loan to values.
Lending Bands
- £0 to £99,999
- £99,000 to £249,999
- £250,000 to £7,500,000
Loan to value Bands
- Up to 60%
- Up to 75%
- Up to 85%
- Up to 95%*
- Up to £120%*
* these products are designed to assist Halifax mortgage clients who are close to, or drifting into negative equity. £120% loan to value is not available for new borrowers.