Halifax product transfer rates from 1.74% – existing customers only

Halifax Mortgage customers

  • Existing Halifax borrower?
  • Looking to request a transfer to a new mortgage product?
  • Make one simple phone call to 020 8783 9954
  • No need to book an appointment with a Mortgage Adviser
  • Prefer to work online? click here

Product Transfer Rates

We are pleased to announce a superb opportunity for existing Halifax mortgage clients to switch to their excellent new fixed rates.

  • 2 year fixed rate 1.74% until 31st October 2020
  • 3 year fixed rate 1.94% until 31st October 2021
  • 5 year fixed rate 2.39% until 31st October 2023

Eligibility

In order to be eligible for these products:

  • You must be an existing Halifax residential mortgage client
  • Your mortgage account must be up to date with no history of arrears
  • You must be currently on a product with a product end date in the next 90 days

Halifax ‘A’ Numbers Product Transfers

Have you a Halifax mortgage account number starting with an A?

Example
A/36575884-3

Been told you need to go in Branch to make a Product Transfer?

This is no longer the case and our team can assist you online.

Eligibility

In order to be eligible for these products:

  • You must be an existing Halifax residential mortgage client
  • Your mortgage account must be up to date with no history of arrears
  • You must be currently on a product with a product end date in the next 120 days

Halifax Mortgage product transfer rates – no fee products

    • 2 year fixed rate 2.14% until 31st October 2020
    • 3 year fixed rate 2.29% until 31st October 2021
    • 5 year fixed rate 2.44% until 31st October 2023

Halifax Mortgage product transfer rates – Large Loans

Rates applicable to lending over £250,000

  • 2 year fixed rate 1.74% until 31st October 2020
  • 3 year fixed rate 1.94% until 31st October 2021
  • 5 year fixed rate 2.39% until 31st October 2023

Halifax Mortgage product transfer rates – Mid Range Loans under £250,000 over £99,999

  • 2 year fixed rate 1.95% until 31st October 2020
  • 3 year fixed rate 2.14% until 31st October 2021
  • 5 year fixed rate 2.59% until 31st October 2023

Halifax Mortgage product transfer rates – Loans under £100,000

  • 2 year fixed rate 2.74% until 31st October 2020
  • 3 year fixed rate 2.89% until 31st October 2021
  • 5 year fixed rate 3.04% until 31st October 2023

Halifax Mortgage product transfer rates – lending bands

Halifax product transfer rates are priced across lending bands and loan to values.

Lending Bands

        • £0 to £99,999
        • £99,000 to £249,999
        • £250,000 to £7,500,000

Loan to value Bands

      • Up to 60%
      • Up to 75%
      • Up to 85%
      • Up to 95%*
      • Up to £120%*

* these products are designed to assist Halifax mortgage clients who are close to, or drifting into negative equity. £120% loan to value is not available for new borrowers.

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