Mortgage application information | A Mortgage Now

Key issues around applying for mortgages and costs of mortgages

Mortgage Market Review and Independent Mortgage Advice

Mortgage Market Review and Independent Mortgage Advice

The use of the word independent in connection with mortgage advice is very much a grey area since the advent of regulation nearly 10 years ago.
In the current mortgage market borrowers are too often unclear as to what they are being offered in terms of choice.

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Mortgage Market Review and Direct deals

Mortgage Market Review and Direct deals

Does the Mortgage Market Review leave Direct Deals Available? Direct deals are mortgage products offered through the lender’s own branches, online, or over the telephone, rather than through intermediaries (Mortgage Brokers). These sales have not previously had to be ‘advised’ but will come under mortgage advice legislation in April. Whereas mortgage lenders have in the […]

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Mortgage Market Review and mortgage product fees

Mortgage Market Review and mortgage product fees

Mortgage products fees under MMR We are all familiar with lenders charging an application or product fee on a mortgage. Typical fees are £999, but can often be £1499, or £1999 for larger cases. Most lenders will allow the client to add the fee to the loan rather than find it cash. In fact, currently […]

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Mortgage Market Review and income and affordability

Mortgage Market Review and income and affordability

How the Mortgage Market Review affects affordability An area where the upcoming Mortgage Market Review has already had an impact is in affordability and budget planning. The Mortgage Market Review makes the lender responsible for confirming that a regulated mortgage contract is affordable to the borrower. This of course means that full evidence of income […]

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Development Finance

Development Finance

Financing developments Are you looking at property as an investment? Considering an auction purchase? a renovation? perhaps conversion or development? If so, do you require funds to complete the purchase and building works? If you have approached your bank or other mainstream lender you probably exited empty-handed. Some commercial funding may be available on larger […]

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What do I need for a mortgage?

What do I need for a mortgage?

Key documentation required for mortgage application If you are curious about what you need for a mortgage this page will help you by outlining what you need and why you need it. request a mortgage now Essentials needed from each mortgage applicant Identification The lender needs to prove that you are who you say you […]

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Using a Paypal link

Using a Paypal link

How to use your Paypal link If we have sent you a paypal link to enable you to cover any fee relating to your mortgage application you may find the following instructions useful. All payments are secure and you can use a paypal account, a debit card, or a credit card. 1. Open our email […]

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Dealing with Estate Agents

Dealing with Estate Agents

How to manage an Estate Agent Easter weekend is some seven weeks away and is traditionally the time when properties start to go on to the market in larger numbers and the offices of Estate Agents get busier. Estate agents in the UK have a poor reputation and we still regularly hear horror stories from […]

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Property valuation service launched

Property valuation service launched

New property valuation service A Mortgage Now Group are pleased to announce the launch of our new property valuation service. The property valuation service will allow us to offer a swift, cost effective, and reliable alternative to lenders options for Homebuyer and Building reports. With Homebuyer reports available from £350 (inclusive of VAT), and Building […]

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