BM Solutions Mortgage Buy to Let – today’s mortgage rates
latest rates 2nd November 2020
BM Solutions – Fixed Mortgage Rates – Purchase
- Two year fixed rates from 1.22%
- Five year fixed rates from 1.62%
BM Solutions Mortgage- Fixed Mortgage Rates – Remortgage
- Two year fixed rates from 1.61%
- Five year fixed rates from 1.93%
Birmingham Midshires remortgage products are available with free valuation and free legals or £300 cashback
BM Solutions Mortgage – Product Transfer Rates – existing borrowers
The above rates are for new borrowers only, existing BM Solutions borrowers should review Latest BM Solutions mortgages buy to let product transfer rates here
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BM Solutions – no fee rates
BM Solutions Mortgage – Fixed Mortgage Rates – Purchase – no Product Fees
- Two year fixed rates from 1.78%
- Five year fixed rates from 1.90%
B M Solutions Mortgage – Fixed Re-Mortgage Rates no Product Fees
- Two year fixed rates from 2.01%
- Five year fixed rates from 2.05%
Birmingham Midshires remortgage products are available with free valuation and free legals or £300 cashback
About Birmingham Midshires
With over 23 years of experience in offering mortgage solutions, BM Solutions has been one of the most innovative companies supporting mortgage brokers.
BM Solutions was at the forefront of providing online application systems to speed up mortgage underwriting and application.
BM Solutions is the trading brand for Buy to Let Mortgages of Birmingham Midshires which is a division of Bank of Scotland plc.
Why Birmingham Midshires have the largest share UK Buy to Let of the market?
Price – Birmingham Midshires continually price competitively in the market.
Service – As a specialist Buy to Let Lender they offer lender criteria that stands up well against the competition.
Why use A Mortgage Now to arrange your BM Solutions buy to let mortgage or re-mortgage
- Economy – BM Solutions have some of the most competitive buy to let mortgage rates in the market
- Experience – Our staff have decades of experience obtaining buy to let borrowing for landlords
- Ease – Our secure online systems make it easy for you to submit your application
BM Solutions – mortgage underwriting
BM Solutions specialise in the buy to let mortgage market and aim their products at property owners with one to ten properties. Buy to let mortgages are underwritten on rental income potential.
- Applicants must be aged 25 or over
- Maximum applicant age 74 at application 79 at end of mortgage term
- No minimum personal income limit but considered as part of underwriting
- Income stress rate (basic rate tax payers) 140% at 5.5% (£159,000 lending per £1,000 pcm rental)
- No deposits allowable from a business
- Gifted deposits only where from family and not repayable
- Free legals available on some remortgage applications
Existing BM Solutions Mortgage Holder?
Do you currently have a BM Solutions Mortgage that you wish to increase or change in some way, or simply secure a new rate?
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