Mortgage illustrations and the Mortgage Credit Directive

Mortgage illustrations and the Mortgage Credit Directive

From 21st of March 2016 the UK mortgage market is subject to additional legislation under the EU driven Mortgage Credit Directive (MCD). As a result of this, mortgage lenders are required to change the format of the way they illustrate mortgage products from the current ‘key features illustration’ style to the new ‘European Standardised Information […]

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Scottish Widows Bank Mortgage Product Transfer

Scottish Widows Bank Mortgage Product Transfer

If you are a Scottish Widows Bank mortgage customer seeking a Product Transfer Switch when your current deal is coming to an end, we can assist. We are specialists in working with Scottish Widows Bank, particularly in the Professionals market and can advise you on your Scottish Widows Mortgage Product Transfer and make all the […]

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Secure Upload

Secure Upload

Looking to upload documentation to us safety and securely? If so, avoid email and use our secure link below. You can use our secure link to upload electronic files of up to 2GB in size. Use your usual email when uploading to receive a receipt by email both on upload and when we download our […]

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London Help to Buy

London Help to Buy

The Government’s Help to Buy Scheme, particularly the Help to Buy Equity Loan Scheme, has been successful in helping first-time buyers get onto the property ladder. What has been less successful however, is the effect of the Help to Buy Scheme in London. London property prices, as ever, are well above the UK average and […]

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Second property Stamp Duty Changes – have your say

Second property Stamp Duty Changes – have your say

In his Autumn statement the Chancellor George Osborne announced plans to increase the Stamp Duty Land Tax by 3% on Second Homes. Perhaps you do not have a second property, perhaps you do, but do not intend to buy another – but did you know that under the draft proposals… Home movers who have another […]

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Buy to Let Mortgages and tax relief changes 2017 to 2020

Buy to Let Mortgages and tax relief changes 2017 to 2020

From April 2017 tax relief available on buy to let mortgage interest will be restricted from the current full relief on all tax bands, to maximum relief limited to the rate of basic income tax. This reduction will take place between April 2017 and April 2020. What does this mean for buy to let investors […]

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House Purchase Grant Mortgages

House Purchase Grant Mortgages

Looking for House Purchase Grant or Homebuyers Grant? Need a mortgage certificate/decision in principle? If you are a Local Authority tenant seeking a cash grant to move home and buy your own property, your Local Authority will ask you to provide evidence of a mortgage decision in principle before you can be awarded your Grant. […]

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London Help to Buy Scheme Details

London Help to Buy Scheme Details

London Help to Buy announced 25th November 2015 London Help to Buy with a 40% interest free loan to Londoners was announced today by Chancellor George Osborne. But as usual we do not have any detail. Will this scheme work in the same way as the current Help to Buy Scheme with interest payable after […]

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Same day property valuation on your mortgage

Same day property valuation on your mortgage

Need an immediate valuation on your property Buying a property, it is a competitive business – are you under pressure to show your commitment to your vendor through arranging a valuation? Free same day property valuation We have mortgage lenders with super competitive rates that will instruct your valuation, for free, on the same day […]

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One day mortgage service | Is this really possible?

One day mortgage service | Is this really possible?

Can you actually obtain a mortgage in a day? HSBC have invested a great deal of money in a beautifully shot TV advertisement promoting their one day mortgage service, but can they, or anyone, give you a residential mortgage approval on the same day? What do HSBC actually say about same day mortgage approval? Firstly, […]

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