amnteam

A Mortgage Now are online independent, whole of market, mortgage brokers.
We offer a swift and secure advice and recommendation service with no meetings, no paperwork, and no fuss.

Product Transfer Form Submitted Halifax

Product Transfer Form Submitted Halifax

Thank you for submitting your request for your Halifax product transfer options. We have your details, and one of our Team will be in touch within one working day. Please note that our Halifax Product Transfer service is free and without obligation. Next Steps We will obtain a current valuation on your property via the […]

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Product Transfer Form Submitted BM Solutions

Product Transfer Form Submitted BM Solutions

Thank you for submitting your request for your BM Solutions product transfer options. We have your details, and one of our Team will be in touch within one working day. Please note that our BM Solutions Product Transfer service is free and without obligation. Next Steps We will obtain a current valuation on your property […]

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Rate Switch Form Submitted Barclays

Rate Switch Form Submitted Barclays

Thank you for submitting your request for your Barclays Rate Switch options. We have your details, and one of our Team will be in touch within one working day. Please note that our Barclays Rate Switch service is free and without obligation. Next Steps We will obtain a current valuation on your property via the […]

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How to download your Bank Statements Online

How to download your Bank Statements Online

Why do Mortgage Lenders ask to see Bank Statements? Primarily to: Ensure no payments have been returned Ensure any overdraft limit is not exceed See income being banked as per wage slips See existing rent or mortgage payments going out Spot regular payments that have not been listed on the application The importance of your […]

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Mortgage for Airbnb

Mortgage for Airbnb

Mortgages for Airbnb properties and other short term letting arrangements are now available We have exclusive access to a ‘temporary letter’ Airbnb mortgage for our clients. This new product means that an assured shorthold tenancy is not required to obtain lending on your property. Excellent news for those owners or buyers who will let short […]

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How does the affordability calculation work for a buy to let mortgage today?

How does the affordability calculation work for a buy to let mortgage today?

Golden rule – assume £155,850 of lending per £1,000 pcm of rent. A few years ago it was very easy to explain affordability to the buy to let investor. Lenders would typically lend directly against the rental income by seeing how that rental income compared with the potential mortgage payment. If the rental income exceeded […]

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Mortgages for over 50’s

Mortgages for over 50’s

In recent years we are presented with more and more over 50’s mortgage borrowers looking for assistance. Borrowers born in the 1950s, the 1960s, and now even the early 1970s, are increasingly concerned about their mortgage options and the limited mortgage terms being offered to them. Why can mortgages for over 50’s be a problem? […]

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Debt management plan mortgages from 4.69%

Debt management plan mortgages from 4.69%

Can I get a mortgage if I have a debt management plan? We have mortgage lenders who will consider applicants who have settled a debt management plan (DMP), and applicants who still have current debt management plans (DMP) in payment, and not yet cleared, or settled. Mortgage deals are available with highly competitive rates from […]

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Worried about the security of your gifted deposit?

Worried about the security of your gifted deposit?

It is becoming increasingly common to gift a child or close family member funds towards their deposit on a property purchase. But what happens where there is another party involved, the spouse or partner of your child? In the event of a later split, do you really want to see your child’s ex-partner going off […]

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Why wont HMRC provide SA302s?

Why wont HMRC provide SA302s?

HMRC are now running a policy to avoid having to provide SA302’s to mortgage applicants. HMRC have a list of mortgage lenders who they understand will work from either an SA302 Tax Calculations that Tax Payers or their Accountants/Agents produce on specialist software –  HMRC staff will therefore say they will not issue SA302’s. N.B. The list on […]

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