February, 2017

Debt management plan mortgages from 4.69%

Debt management plan mortgages from 4.69%

Can I get a mortgage if I have a debt management plan? We have mortgage lenders who will consider applicants who have settled a debt management plan (DMP), and applicants who still have current debt management plans (DMP) in payment, and not yet cleared, or settled. Mortgage deals are available with highly competitive rates from […]

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Worried about the security of your gifted deposit?

Worried about the security of your gifted deposit?

It is becoming increasingly common to gift a child or close family member funds towards their deposit on a property purchase. But what happens where there is another party involved, the spouse or partner of your child? In the event of a later split, do you really want to see your child’s ex-partner going off […]

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Why wont HMRC provide SA302s?

Why wont HMRC provide SA302s?

HMRC are now running a policy to avoid having to provide SA302’s to mortgage applicants. HMRC have a list of mortgage lenders who they understand will work from either an SA302 Tax Calculations that Tax Payers or their Accountants/Agents produce on specialist software –  HMRC staff will therefore say they will not issue SA302’s. N.B. The list on […]

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