March, 2016

SA302s and Tax Year Overviews | downloading from the HMRC website

SA302s and Tax Year Overviews | downloading from the HMRC website

Most Lenders now accept copies of SA302 tax returns and tax year overview downloaded from HMRC Gateway online tax return submission service. However, we find that our clients frequently have trouble navigating the HMRC website and obtaining copies of the required documents in the required format. This guide is designed to make it simple to […]

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Instructions to access your SA302 online | PDF

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Higher stamp duty flowchart

Higher stamp duty flowchart

Do you have to pay Higher Stamp Duty Land Tax? From 1st April 2016, purchasers of second properties valued at over £40,000 will be required to pay an extra 3% in stamp duty land tax. Will you come into the scope of this scheme? Use our interactive flowchart to find out. How many properties will […]

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Mortgage illustrations and the Mortgage Credit Directive

Mortgage illustrations and the Mortgage Credit Directive

From 21st of March 2016 the UK mortgage market is subject to additional legislation under the EU driven Mortgage Credit Directive (MCD). As a result of this, mortgage lenders are required to change the format of the way they illustrate mortgage products from the current ‘key features illustration’ style to the new ‘European Standardised Information […]

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Scottish Widows Bank Mortgage Product Transfer

Scottish Widows Bank Mortgage Product Transfer

If you are a Scottish Widows Bank mortgage customer seeking a Product Transfer Switch when your current deal is coming to an end, we can assist. We are specialists in working with Scottish Widows Bank, particularly in the Professionals market and can advise you on your Scottish Widows Mortgage Product Transfer and make all the […]

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