March, 2015

Self Employed Mortgages F.A.Q’s

Self Employed Mortgages F.A.Q’s

Our most frequently asked self employed mortgage questions How many years trading figures do I need? To satisfy all lenders you will need three years trading figures. Many lenders work on two years figures. A few will work on a single year’s figures. What do mortgage lenders consider as my income? This depends on your […]

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Help to Buy ISA

Help to Buy ISA

Save for your first home tax free (as announced in the Budget 18th March 2015) Help to Buy ISA Key points Maximum monthly saving £200 Total maximum saving £12,000 Government bonus 25% (capped at £3,000) Couples can run two ISAs Can be used on properties up to £250,000 in value (£450,000 in London) Each provider […]

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Zero hours employment contracts and mortgages

Zero hours employment contracts and mortgages

Flexibility on zero hours makes mortgage applications complex If you have a zero hour’s employment contract you may find it difficult to obtain a mortgage since not all lenders will accept a zero hours contract as a suitable basis for employment. Where zero hours contracts are accepted by lenders, the majority will look for a […]

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Mortgage application timescales

Mortgage application timescales

How long does it take to arrange a mortgage? So you have found your ideal property and are excited about the prospect of living there – you can see yourself working in the garden or perhaps sitting in the conservatory. Now the worries start – Will we get a mortgage? Will the valuation be OK? […]

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How to print your Noddle credit report

How to print your Noddle credit report

Noddle is a doddle? We must admit to a fondness for the Noddle website. It is so easy to print your credit report from Noddle- and it’s free. Set up your account When you arrive at the Noddle Credit Report Home Page you firstly need to set up an account and once you have your […]

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Starter Homes for First Time Buyers with 20% discount

Starter Homes for First Time Buyers with 20% discount

[contact-form-7 id=”6545″ title=”Starter Homes Register”] Latest on the Government Proposals The Government is currently in the consultation process for a scheme to generate 100,000 low-cost Starter Homes for young first-time buyers. The intention is that by removing planning permission restrictions, underused or unviable commercial land can be made available to homebuilders for Development. The intention […]

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