2013

Government Help to Buy Scheme –  7 key facts

Government Help to Buy Scheme – 7 key facts

Help to Buy – What you should know The Government Help to Buy Scheme was announced in the March 2013 budget by Chancellor George Osborne. The objective of the Help to Buy scheme is to assist first time home buyers and home movers to purchase newly built properties from builders and developers. This is achieved […]

Read More →

Read More →

Finding your Homebuy Agent

Finding your Homebuy Agent

Contact details for Homebuy Agents If you are considering a purchase through the Help to Buy scheme you will need to deal with your Local Homebuy Agent. Local Homebuy Agents are appointed to help buyers by directing them to available properties in their area and providing approval for them to purchase under the Help to […]

Read More →

Read More →

Mortgage letter of pleading

Mortgage letter of pleading

Plead your case A mortgage letter of pleading is sometimes requested by a mortgage lender to support a mortgage application where there has been turbulence on the credit file. If you have been asked for a mortgage pleading letter we outline below what you need to include – we hope you find this useful. What […]

Read More →

Read More →

10 year fixed rate 3.89%

10 year fixed rate 3.89%

Are you concerned about where the world economy is heading? Would you like to know exactly what to expect from your monthly mortgage payments until summer 2023? If so you will be interested to hear that Barclays Woolwich will tomorrow reduce their 10 year fixed mortgage rate from 4.99% to 3.89% making this product the […]

Read More →

Read More →

Help to Buy – 2.54% rate

Help to Buy – 2.54% rate

New Help to Buy Mortgage rate A new help to buy mortgage rate of 2.54% will be available from one of our lenders from tomorrow adding further competition into this market. With the rate fixed for two years and the product fee for first time buyers just £400, this new product leads the market for […]

Read More →

Read More →

Bank of Ireland backtracks for 1,200 borrowers

Bank of Ireland backtracks for 1,200 borrowers

On March 8th we reported in this blog about the increase in tracker rates due this year for Bank of Ireland mortgage borrowers. We are pleased to note today that the Bank of Ireland have identified around 1,200 borrowers to whom they will not apply the increase. These borrowers will also receive a refund for […]

Read More →

Read More →

Self employed mortgages and mortgage lenders

Self employed mortgages and mortgage lenders

Lenders attitude to the self employed The self employed mortgage can still be obtained by most applicants with a profitable business, but just how keen are mortgage lenders to offer mortgages for the self employed in today’s market? There is no doubt that the mortgage lender sees the employed applicant as a better bet for […]

Read More →

Read More →

Help to buy – new lower mortgage rates

Help to buy – new lower mortgage rates

Help to Buy Options increase Since the launch of the Government Help to Buy Scheme a few weeks ago mortgage lenders have been slow to get on board and offer mortgage product. Under the scheme the applicant (when buying a selected newly built home) puts down a 5% cash deposit and the Government offers a […]

Read More →

Read More →

Bad credit mortgages for first time buyers

Bad credit mortgages for first time buyers

FTB? Bad Credit? Need a Mortgage? If you have a bad credit history and are a first time buyer seeking a mortgage you need to get specialist help. First time buyers with a bad credit history should note that high street lenders will not consider your case. Approaching a high street lender and allowing them […]

Read More →

Read More →

Stamp Duty Paid for First Time Buyers

Stamp Duty Paid for First Time Buyers

Use the Lender’s cash for Stamp Duty We are pleased to announce that we now have access to a range of first time buyer mortgage products under which the lender will pay your stamp duty land tax on your purchase in full. This can mean a saving of up to £2,500. Pay rates on these […]

Read More →

Read More →

Top