October, 2013

Pre-cast reinforced concrete homes

Pre-cast reinforced concrete homes

Mortgages and Concrete Concrete homes, those constructed from pre-cast reinforced concrete (PRC), although relatively rare in terms of overall numbers of dwellings, probably still account for around 200,000 UK homes. Obtaining mortgage lending on these concrete homes is not a simple matter and this is due to their history during which they were considered “defective” […]

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How higher deposit reduces interest rate

How higher deposit reduces interest rate

Mortgage Deposit Infographic Our chart below indicates how an increase in deposit can reduce your mortgage interest rate. Deposit v Mortgage Rate | Infographics

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Shared Ownership and First Time Buyers with bad credit history

Shared Ownership and First Time Buyers with bad credit history

Bad credit and affordable housing options We often get calls from first-time homebuyers who situation is complicated by a bad credit history, and income which makes overall affordability problem in the area which they wish to purchase. In this kind of scenario, the shared equity affordable housing options such as First Buy and Help to […]

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Help to Buy mortgage guarantee scheme rules

Help to Buy mortgage guarantee scheme rules

H2B Guarantee Scheme – key information Those of you who wish to benefit from the new Help to Buy Mortgage Guarantee Scheme will be wondering if and how you can be included in the scheme. Mortgage Guarantee Scheme rules were issued by HM Treasury on 3rd October 2013 and here are some of the key […]

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Help to Buy products will be here this week

Help to Buy products will be here this week

Help to Buy mortgages launched Help to Buy products at 95% loan to value will be available for application on Friday we understand. It would appear that the product pay rate will be 5.19% fixed, but this is yet to be confirmed. We are expecting confirmation from lenders with the next working day. At this […]

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Help to buy equity scheme example

Help to buy equity scheme example

How the Help to Buy Equity Scheme works Since the spring of 2013, help to buy equity loans have been available on selected new build properties. Many first time buyers have taken advantage of the scheme. Under the help to buy equity loan scheme you can enjoy the benefit of an interest free loan of […]

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