June, 2013

How to get an SA302

How to get an SA302

SA302 key information for mortgage borrowers You can obtain your SA302 by calling the HMRC contact centre and request it is sent to you by post. For details of other methods to obtain your SA302 online via your .gov.uk or through your Accountant click here A little tip before you call; make sure you have […]

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Consent to Let

Consent to Let

Do you need Consent to Let for your mortgage? If you live in a property and have a residential mortgage on it you should inform the lender if you intend to leave and let the property out – this is called asking for ‘consent to let’. Often, if you let your current property and look […]

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Government Help to Buy Scheme –  7 key facts

Government Help to Buy Scheme – 7 key facts

Help to Buy – What you should know The Government Help to Buy Scheme was announced in the March 2013 budget by Chancellor George Osborne. The objective of the Help to Buy scheme is to assist first time home buyers and home movers to purchase newly built properties from builders and developers. This is achieved […]

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Finding your Homebuy Agent

Finding your Homebuy Agent

Contact details for Homebuy Agents If you are considering a purchase through the Help to Buy scheme you will need to deal with your Local Homebuy Agent. Local Homebuy Agents are appointed to help buyers by directing them to available properties in their area and providing approval for them to purchase under the Help to […]

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Mortgage letter of pleading

Mortgage letter of pleading

Plead your case A mortgage letter of pleading is sometimes requested by a mortgage lender to support a mortgage application where there has been turbulence on the credit file. If you have been asked for a mortgage pleading letter we outline below what you need to include – we hope you find this useful. What […]

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10 year fixed rate 3.89%

10 year fixed rate 3.89%

Are you concerned about where the world economy is heading? Would you like to know exactly what to expect from your monthly mortgage payments until summer 2023? If so you will be interested to hear that Barclays Woolwich will tomorrow reduce their 10 year fixed mortgage rate from 4.99% to 3.89% making this product the […]

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