March, 2013

George’s country retreats

George’s country retreats

The Chancellor’s unintended consequences Currently we have heard nothing to suggest that there is any restriction on using the Help to Buy schemes in the purchase of second homes (we understand buy to let purchases are prohibited). Could the Chancellor be helping our city professionals buy country retreats and midweek city flats with interest free […]

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Help to Buy scheme latest views

Help to Buy scheme latest views

How can you use Help to Buy? There have been a number of new angles coming to light on the Help to Buy scheme over the past 24 hours. In particular the Help to Buy guarantee scheme is generating a number of questions. Remember the Help to Buy guarantee scheme is designed to make it […]

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Help to Buy scheme

Help to Buy scheme

Budget news for First Time Buyers In his Budget statement of 20th March 2013, Chancellor George Osborne announced basic details of the new Help to Buy scheme to be introduced by the Government to provide extra support for home ownership. Help to buy mortgage guarantee scheme The Government has introduced a Help to Buy mortgage […]

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Get credit your report – more info

Get credit your report – more info

Getting your credit report Everyone has a credit report (credit file) which is held by the main credit agencies in the UK. Your credit report contains comprehensive information on your financial background and arrangements going back six years. ‘How to check your credit report’ When you apply for credit the credit provider runs a ‘search’ […]

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What do I need for a mortgage?

What do I need for a mortgage?

Key documentation required for mortgage application If you are curious about what you need for a mortgage this page will help you by outlining what you need and why you need it. request a mortgage now Essentials needed from each mortgage applicant Identification The lender needs to prove that you are who you say you […]

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Mortgage Deposit Gift Letter

Mortgage Deposit Gift Letter

Mortgage deposit gift letter example If you are receiving part of your mortgage deposit as a gift, the donor may be asked by the lender to provide a letter confirming that the funds are a gift (not a loan). A gift letter needs to be from the donor, addressed to the lender, and must include […]

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2.99% 5 year fixed rate exclusive

2.99% 5 year fixed rate exclusive

5 year fixed mortgage exclusive From tomorrow, 15th March 2013 we will have access to an exclusive 5 year 2.99% fixed rate mortgage product – with no product fee!. Available for purchase or remortgage this product is the market leader. To apply for this superb rate offering a super competitive fixed rate over five years […]

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bad credit mortgages – infographic

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Obtaining a mortgage – infographic

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Bank of Ireland mortgage rate rises

Bank of Ireland mortgage rate rises

If you are a Bank of Ireland mortgage customer on a tracker rate you may feel you are about to become the victim of your own ‘bank robbery’. With the recent announcement of a rise in tracker rates for Bank of Ireland borrowers of up to 2.74% it may seem more liking a mugging. A […]

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