February, 2013

What your credit agency credit score means for you

What your credit agency credit score means for you

Does your credit score matter If you have received a copy of your current credit report from one of the major UK providers you may well have seen a personal credit score and rating listed at the top of the report. Credit score – the popular view We often find that clients refer to these […]

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Equity Release

Equity Release

Equity release today Equity release mortgages allow extra flexibility for the mature borrower to arrange lending against their home to release equity or to replace existing lending and reduce outgoings. Every year £1 billion is lent to borrowers over 50 on these types of schemes. There are six main reasons for homeowners to take equity […]

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Using a Paypal link

Using a Paypal link

How to use your Paypal link If we have sent you a paypal link to enable you to cover any fee relating to your mortgage application you may find the following instructions useful. All payments are secure and you can use a paypal account, a debit card, or a credit card. 1. Open our email […]

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Obtaining a mortgage if you have bad credit history

Obtaining a mortgage if you have bad credit history

Bad credit history tips Problems on your credit file whatever their nature, greatly reduce your chances of obtaining a mortgage in the current market. As a result, if you need a mortgage and you do have a history late payments, defaults, ccj’s, or worse, you need to approach the problem in the right way in […]

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Get your credit report

Get your credit report

How to obtain your credit report As part of the process of obtaining a mortgage or re-mortgage it is a good idea to obtain a copy of your credit report. This is particularly the case if you have a history of late payments on credit or other credit issues. In fact, if we are handling […]

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Common issues for self-employed mortgage applicants

Common issues for self-employed mortgage applicants

Self Employed? We list your common mortgage complications If you are in business and trying to obtain a mortgage, or thinking about a mortgage in the future, there are a number of potential pitfalls that it is well worth being aware of. Here are our top eleven potential issues for the self employed mortgage applicant […]

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Payday Loans – to be avoided

Payday Loans – to be avoided

Payday loans and Mortgages The rise in the profile and usage of pay day loans in the UK has been dramatic over the past five years. It seems that every ad break on every free to air digital TV station features a thirty second slot telling you how money really isn’t a problem and all […]

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Dealing with Estate Agents

Dealing with Estate Agents

How to manage an Estate Agent Easter weekend is some seven weeks away and is traditionally the time when properties start to go on to the market in larger numbers and the offices of Estate Agents get busier. Estate agents in the UK have a poor reputation and we still regularly hear horror stories from […]

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