November, 2012

What is APR

What is APR

What is APR (annual percentage rate) and how is it calculated? Our client asked us – ‘Further to the figures provided, I am trying to understand how the APR comes to 5.2%, given the underlying rate of 3.79%.  I appreciate that the APR will take into account the fees etc, but the ones set out […]

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1.99% fixed rate

1.99% fixed rate

1.99% fixed rate exclusive We are pleased to announce we now have an exclusive fixed rate mortgage product priced at just 1.99% (fixed until May 2015). Available for re-mortgages or purchases at up to 60% loan to value, the product carries a modest £1,495 arrangement fee. PLEASE HURRY IF YOU WANT THIS RATE It is […]

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Look around for growth

Look around for growth

When are we in a recession? What are the signs? How will we know when the property market is back in a period of growth?   The last five years have been a barren period for the property market. Restricted lending has made purchasing difficult and lack of buyers reduces prices and property values. Without […]

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SA302 and Tax Returns

SA302 and Tax Returns

The tax system for the self-employed Our thanks to our friends at David Howard Accountants for this background information on tax for the self-employed. If you are self-employed and hope to arrange a mortgage in the future you need to ensure you are submitting your tax returns so that you can access your SA302 certificates. […]

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