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Why don't they want me?

Our new enquirer was a Teacher and was concerned. 'I am in a steady job on a regular income - why wont another Lender take on my mortgage?' She had just come off a fixed rate with her current Lender and had been offered a standard variable rate of 5.4% when base rate was 0.5%. She was understandably miffed. Particularly as she knew the Lender concerned was still in business only...

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Featured providers

Abbey Santander

Here in the UK, Abbey have changed their main trading name to that of their holding group - Santander.

Abbey Santander are keen for new mortgage business in the UK and are offering competitive rates for first time buyers with just 10% deposit.

for Abbey Santander mortgage advice click here

Bank of China

Bank of China entered the UK mortgage market in 2009 with some aggressive pricing.

The are offer residential mortgage rates from 2.8% and buy to let rates from 4.0%.

Bank of China prefer their mortgage holders to have high levels of equity in the property and do not offer deals above 75% loan to value.

for Bank of China mortgage advice click here

Scottish Widows Bank

The only provider left in the UK offering exclusive deals for Professionals, Scottish Widows Bank specialise in flexible underwriting solutions.

Those in a Professional occupation should seek these exclusive deals.

for Professionals Mortgage advice click here