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Why don't they want me?

Our new enquirer was a Teacher and was concerned. 'I am in a steady job on a regular income - why wont another Lender take on my mortgage?' She had just come off a fixed rate with her current Lender and had been offered a standard variable rate of 5.4% when base rate was 0.5%. She was understandably miffed. Particularly as she knew the Lender concerned was still in business only...

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A Mortgage Now - Professionals Mortgages


We promise to give you the very best independent mortgage advice from qualified and highly experienced Advisers.

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What is a Professionals Mortgage?

A Professionals Mortgage is a product exclusive to a Professional who is qualified, practising and registered, such as Doctors, Barristers, Dentists, Solicitors, and Teachers.
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What are the advantages of a Professionals Mortgage?

A professionals mortgage will typically allow a higher level of lending than a standard mortgage given the same financial circumstances. They may also be a preferential rate of interest available.

Each Profession will encounter it's own difficulties using standard mortgage products.

Mortgages for barristers can be especially problematical as they are self employed and may first time buyers will not have three years self employed accounts.

Mortgage for Doctors will run into issues around how band earnings are treated. Moving across the country, temporary contracts, and temporary visas.

Mortgages for dentists can run in visa and self employed issues.

Mortgages for teachers can sometimes be difficult as mainstream Lenders will not stretch to the full required lending level.
For these reasons we always recommend that Professionals seeking a mortgage use our specilaised services.
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How do I arrange a Professionals Mortgage?

You should speak to an specialist independent whole of market mortgage broker. For more information on Professionals mortgages click here
First Time Buyer mortgage l Fixed Mortgage l Interest Only mortgage l Offset mortgage l Professionals mortgages l Self Cert mortgage l Tracker Mortgage