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BM Solutions
With over 14 years of experience in offering mortgage solutions, BM Solutions has been one of the most innovative companies supporting mortgage brokers.
B M Solutions was at the forefront of providing online application systems to speed up mortgage underwriting and application.
Originally Birmingham Midshires, B M Solutions is wholly owned by the HBOS (Halifax Bank of Scotland) Group and is the buy to let lending brand for HBOS.
BM Solutions – mortgage underwriting
BM Solutions today specialise in the buy to let mortgage market and aim their products at property owners with one to ten properties. Buy to let mortgages are underwritten on rental income potential but B M Solutions expect clients to have a minimum £25,000 personal income.
B M Solutions also offer products in the self- build mortgage market. The BM Solutions self-build product offers funds in stage payments as a self-build project progresses.




