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The problem with deposits?

We are frequently approached by buyers who are not sure how much deposit they need, or if they need a deposit at all. For the record, as of today they are no Lenders offering mortgages without deposit. The exceptions to this are in the affordable housing markets such as shared ownership and shared equity. (Although the 100% mortgage rate of 12.75% in the shared ownership market...

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A Mortgage Now - Mortgage Advice


We promise to give you the very best independent mortgage advice from qualified and highly experienced Advisers.

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Why do I need a mortgage advice?

There will always be options for you to go direct to the Lender for your mortgage funds. If you do, how can you be sure you are obtaining the best product for you, or that you are not wasting your time? Would you go into a chemist and pick a drug off the shelf with no knowledge as to whether it is right for you? - of course not. That is why you will benefit by obtaining the correct mortgage advice upfront.

When you obtain mortgage advice your adviser, if independent, will explore your circumstances with you and provide mortgage advice based on options from the whole of the mortgage market. The correct independent mortgage advice will save you hassle and stress, and most probably hundreds, if not thousands of pounds.
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Independent mortgage advice is not just about the mortgage

Mortgage advice will encompass much more than picking a mortgage product. Your broker will deal with the Lender on your behalf, putting together the information the Lender needs in a form that is acceptable to them. Where obstacles are encountered along the way your mortgage broker or IFA will have the experience and knowledge to help you remove or work around these hazards.

You need to consider insurance when you buy a property - to protect you, your family, and your property. You should consider what you want to happen if you were to die, or become ill and find it difficult to repay the mortgage. Your mortgage broker, as well as providing expert mortgage advice, will advise and guide you on all these issues to make sure there are no nasty surprises in the future.
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Mortgage Advice - The smart route

Seeking independent mortgage advice and using an experienced mortgage broker is the smart route to arranging a mortgage. You will save time, money and stress. Contact us now to obtain independent mortgage advice from our highly knowledgeable mortgage advice experts.
First Time Buyer mortgage l Fixed Mortgage l Interest Only mortgage l Offset mortgage l Professionals mortgages l Self Cert mortgage l Tracker Mortgage