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The problem with deposits?

We are frequently approached by buyers who are not sure how much deposit they need, or if they need a deposit at all. For the record, as of today they are no Lenders offering mortgages without deposit. The exceptions to this are in the affordable housing markets such as shared ownership and shared equity. (Although the 100% mortgage rate of 12.75% in the shared ownership market...

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A Mortgage Now - Contact Us

We promise to give you the very best independent mortgage advice from qualified and highly experienced Advisers.

Head Office
The Studio
23 Thames Street
Hampton
Middlesex
TW12 2EW

Telephone: 08456 44 0950

If you have any questions or concerns, regarding one of our mortgages or services, please click here and fill in our enquiry form, and someone will get back to you.

You and your mortgage broker

What is the benefit of using a mortgage broker? If you value independent advice you should use a mortgage broker. If you want to save stress, time, and money you should use a mortgage broker. Why use us? See our testimonials:

"We were kept well informed in all our dealings"- Kavin, Falmouth
"Excellent service, thank you very much"- Dave, Newport
"A trouble free and professional service."- Ian, Newcastle Upon Tyne
"Very quick and full of good personal advice"- Emma, London

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Can you get a mortgage?

The mortgage market has changed greatly over recent years. You may be wondering if you are likely to be able to arrange a mortgage at all. There are three key factors when assessing your opportunity to borrowing funds.

Availability of deposit funds (at least 10%)
Your credit history
Your income

If you have a problem with your credit history or cannot prove your income there may still be some options for you. A deposit will always be required.

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